Managing your budget does not need to be a giant headache. There are lots of great ways to budget that are fun and easy. You can take any of the many approaches to budgeting and turn it into an enjoyable experience by using these 5 fun ways to budget! They’re easy to do and will help you meet your budget goals in no time!
5 FUN WAYS TO BUDGET
Take Advantage of Online Systems and Apps
There are tons of cool online programs and smartphone apps that can help you manage your budget! Many of them come with cool incentives and rewards that can help you stay excited and motivated when it comes to your monthly budget! The great thing about these programs and apps is that they make running a budget seem like a game or activity. They keep your information easily accessible and many of them can keep a running tab of daily expenditures. The more control you have over your budget the most successful you will be!
Speaking of fun apps, did you know you can earn cash and gift cards just by shopping at your local stores and buying the things you normally buy? It’s true! I personally use ibotta and Shopkick (These are affiliate links, by the way!). I’m shopping my way to gift cards and Paypal. Literally!
Find a Partner
Even if you are running a budget for your household or family it can often be a lonely endeavor. Get your best friend on board! If you are both going through the same struggles with the same types of questions and concerns you will have a partner to help support you while you budget! You can use your budget as a fun reason to get together and discuss what works and what doesn’t. What is more fun than doing anything with your best friend? Budgeting will be no different; working with someone else can take the stress and concern out of the whole process. Having someone to bounce ideas off of can help validate your concerns and give you someone to celebrate with when you succeed!
One easy and fun way to budget is by setting aside all the unnecessary funds each month for a future purchase. This is a great way to save for family vacations, large purchases, and even for something like a down payment on a vehicle or a home! Instead of just planning to spend the money you save on whatever large purchase you have in mind, print out some photos, make a poster for the living room wall, tape a picture to the inside of your planner, get yourself some visual reminders and place them around your desk at work and your home! These constant reminders will help make sure that when the going gets tough you can keep on going. You will be tempted to leave early while working overtime, you may want to cheat and order out when there is plenty of food to cook at home, temptation will come and visual reminders will help make sure you are prepared to fight it off!
Pick Up a New Skill
Another easy and fun way to budget is to spend your weekly income on only the necessities. Cut out all entertainment funds, miscellaneous funds, etc. This is about the simplest form of a budget there is but instead of sitting at home bored and restless work on improving yourself by learning a new skill. This is particularly useful if you can turn that skill into a side business to earn some extra cash! Perhaps you like to write, craft, blog, or do home improvement projects; all of these are marketable skills. You can use that extra money to fund your entertainment or you can add it to your ever growing savings! Check out your local library for classes and workshops; many local libraries offer all kinds of programs and seminars that are free to the public!
Join an Online Support Group
If there is not an online budget support group that speaks to you consider starting one! One really fun and easy way to budget and stick to it is by sharing resources and being part of a community. There are tons of personal finance blogs out there that offer free tips, instructions, printable sheets and plans, the works. If you follow some of them you will likely glean all kinds of useful budget tips and tricks. The same is true for a Facebook group or another online community dedicated to budgets! You can likely find one that fits your particular goals or needs and this focused information and community support can really make a difference in the way you feel about your budget!
How do you budget? Do you enjoy managing your budget or is it a chore that bogs you down? Do you think these 5 fun ways to budget could work for you?